my father will guarantee me a loan because I cannot get this loan on my own. Now the question arises: do all banks do this? Now the question arises: do all banks do this? Commerzbank, Deutsche Bank and Sparkasse would be in our city. The amount of the loan granted to you by the bank depends primarily on your saved equity and your monthly income.

Which bank offers me a corporate loan?

Which bank offers me a corporate loan?

When I was looking for a cheap account online a few weeks ago, I received various offers and was very surprised at how cheap the online conditions are. Although there is no local branch of the bank that you can contact if you are unsure, this has not yet proven to be a great advantage.

For example, I do not pay account management fees and the balance on the account is also quite good. Even before you take out a loan, you should make sure that the bank is really reputable and that you don’t have to pay fees, but then never get the necessary credit.

This makes the purchase of a house (still) more expensive.

This makes the purchase of a house (still) more expensive.

Nowadays: How to choose the best loan for your own home. This depends on your income (e.g. salary). It is best to contact a bank first.

This is the only way for the consultant to know how high the monthly borrowing costs can be. Benefit from the favorable interest rate level for a long-term loan. Attention: Repay the loan in full before retirement.

You should plan a 3% repayment of at least 3 weeks. There are currently the best interest rates here (purchase price $ 200,000, loan amount $ 1,700,000, 3% repayment, Hamburg companies): Yes, it will help you to repay the loan more quickly. This is useful if you receive a certain amount of money each year (e.g. Christmas bonus) in addition to your wages.

Who pays a variable repayment rate? When planning a child, the household income in the regulation usually decreases temporarily in the regulation. During this time, you can reduce the monthly borrowing costs with a variable repayment rate. Tip: If you have found the property of your choice and you or your life partner are currently on parental leave under B., you can finance with a favorable repayment rate and raise the repayment later.

Make sure that the funding has a time frame of six months, better a year. And not at the beginning of the funding! The base rate is generally better at the moment. However, a savings contract can be interesting for follow-up financing in order to receive a favorable interest rate (eg signals Iduna tariff free space of 2%).